In today’s fast-paced world, convenience and accessibility play a significant role in our everyday lives. The ability to make purchases and manage our finances seamlessly is a paramount concern for many individuals. Jarir Bookstore, a renowned name in Saudi Arabia, has stepped up to meet these demands by introducing an innovative solution that allows customers to shop with installment plans, even if they don’t have a credit card. This groundbreaking move has been made possible through partnerships with three service providers: Tamara, Quara Finance, and Emkan Finance. In this comprehensive guide, we will delve into the details of these services, giving you a clear understanding of how you can make the most of this exciting opportunity.
Tamara: Your Path to Seamless Shopping
How it Works
Tamara offers a straightforward and hassle-free way to shop at Jarir Bookstore without the need for a credit card. Whether you’re making your purchase online at Jarir.com or in-store, Tamara is here to simplify your shopping experience.
- Shop at Jarir: Begin by selecting your desired items on Jarir.com and proceed to the checkout page. Alternatively, you can inform the cashier at the physical store that you’d like to use Tamara for your in-store purchase.
- Check Eligibility: Tamara will evaluate your eligibility during the payment process.
- Payment Details: Tamara offers a range of installment options, with a minimum loan value of SAR 200 and a maximum of SAR 4,000. If your total purchase exceeds SAR 4,000, you can cover the remaining amount using another payment method.
- Down Payment: You’ll be required to make a down payment equal to 25% of the total purchase amount. For example, if your shopping cart totals SAR 1,000, your down payment will be SAR 250.
- Service Charge: Tamara’s service comes with a fee that varies depending on the invoice value, ranging from SAR 19 to SAR 239.
- Eligibility: To avail of Tamara’s services, you must be at least 18 years old. Customers aged 18 to 21 can access loans up to SAR 1,500, while those above 21 can apply for loans up to SAR 4,000.
Key Conditions
To make the most of Tamara’s services, here are some key conditions to keep in mind:
- Ensure you have a registered mobile number with Absher.
- Clear any overdue payments with Tamara promptly.
- Resolve any prior commitments with banks or telecom companies.
- Be aware that service charges are non-refundable after 48 hours or once the order is dispatched.
Quara Finance: Expanding Your Options
Quara Finance offers customers a wider range of installment services, catering to invoices ranging from SAR 2,500 to SR 30,000. The flexibility in tenures, spanning from 6 to 36 months, ensures that you can choose a plan that suits your financial situation. Quara Finance operates with a profit margin of 1.85% per month.
It’s important to note that Quara Finance applications remain valid for ten days from activation. While items purchased through installment plans cannot be returned for cash, they are subject to Jarir’s return and exchange policy.
Emkan Finance: Adding More Choices
Emkan Finance further expands the installment options at Jarir Bookstore, catering to invoices ranging from SR 1,500 to SR 20,000. Similar to Quara Finance, Emkan Finance offers flexible tenures, ranging from 3 to 36 months. The profit margin for Emkan Finance stands at a competitive 1.75% per month.
Customers can utilize Emkan vouchers on Jarir.com, but it’s essential to remember that these vouchers are for one-time use and are non-refundable in cash. In cases of order cancellations or product returns, the refund amount will be credited to your Jarir online account or issued as a Jarir E-Gift Card.
Jarir Bookstore: Your Gateway to Hassle-free Shopping
Jarir Bookstore’s installment services without the need for a credit card have opened up new avenues for customers to shop conveniently and manage their finances better. Whether you’re seeking educational materials, the latest gadgets, or any other product, these services ensure you can get what you need without immediate financial strain. Say goodbye to credit card woes and hello to a more accessible and budget-friendly shopping experience at Jarir Bookstore.
Don’t miss out on this incredible opportunity to shop with ease. Embrace the convenience of Tamara, Quara Finance, and Emkan Finance, and unlock a world of possibilities at Jarir Bookstore.
