In the dynamic landscape of financial services, American Express stands as a beacon of reliability, offering a diverse range of credit and charge cards tailored to suit the discerning preferences of its clientele. In this comprehensive guide, we take a deep dive into the world of American Express cards available in Saudi Arabia, shedding light on rewards, fees, special features, and most importantly, how to secure your very own American Express card.
American Express Card Lineup: Unveiling the Finest Selection
American Express Platinum Card
- Rewards Points per USD: 1
- Annual Fee: USD 1,150.00
- APR (%): N/A
- Special Features: Access to over 1,300 airport lounges, comprehensive travel insurance coverage
The American Express Platinum Card is the epitome of luxury and convenience. Offering a rich rewards program, cardholders earn 1 Membership Rewards Point for every dollar spent. Beyond this, the card provides exclusive access to an extensive network of airport lounges, ensuring a seamless travel experience. With comprehensive travel insurance, you can embark on your journeys with peace of mind.
American Express Gold Card
- Rewards Points per USD: 1
- Annual Fee: USD 241.50
- APR (%): N/A
- Special Features: Hertz Gold Plus Rewards membership, access to 1,300+ airport lounges
The American Express Gold Card is your passport to a world of privileges. Earning 1 Membership Rewards Point for every USD spent, this card offers access to Hertz Gold Plus Rewards membership, making your car rental experiences smoother. Additionally, cardholders can enjoy the luxury of more than 1,300 airport lounges worldwide.
American Express Green Card
- Rewards Points per USD: N/A
- Annual Fee: USD 172.50
- APR (%): N/A
- Special Features: 15,000 bonus points offer, 0% forex rate on SAR
The American Express Green Card is designed for those who value financial flexibility and lucrative incentives. Cardholders can earn 15,000 bonus points after spending USD 2,000 within the first 90 days. Moreover, this card offers a 0% Foreign Exchange Rate on Saudi Riyals, making it an attractive option for international travelers.
Alfursan American Express Credit Card
- Rewards Points per USD: Varies
- Annual Fee: USD 287.50
- APR (%): 41.53
- Special Features: Alfursan Silver Tier Upgrade, bonus miles
For frequent flyers with a penchant for Alfursan, the Alfursan American Express Credit Card is a perfect match. It grants an exclusive Silver Tier Upgrade upon roundtrip travel outside the kingdom, alongside the opportunity to accumulate bonus miles. While the annual fee is USD 287.50, the card opens doors to a world of privileges.
Marriott Bonvoy American Express Card
- Rewards Points per USD: N/A
- Annual Fee: USD 230.00
- APR (%): 41.14
- Special Features: 30,000 Marriott Bonvoy points bonus, Marriott benefits
Loyalists of Marriott can reap rich rewards with the Marriott Bonvoy American Express Card. A generous welcome bonus of 30,000 points awaits those who spend USD 3,000 within the initial 90 days. In addition, cardholders enjoy an automatic upgrade to the Marriott Bonvoy Silver Elite status, enhancing their stays at Marriott properties.
American Express Gold Credit Card
- Rewards Points per USD: 1
- Annual Fee: SAR 460.00
- APR (%): 40.82
- Special Features: Flexible point redemption, access to 1,300+ airport lounges
The American Express Gold Credit Card combines the best of both worlds, offering 1 Membership Rewards Point per USD spent and access to an extensive network of airport lounges. Cardholders also benefit from flexible point redemption options and a competitive APR of 40.82%.
American Express Blue Card
- Rewards Points per USD: 1
- Annual Fee: SAR 230.00
- APR (%): 40.61
- Special Features: Entry-level card, flexible point redemption
The American Express Blue Card is an excellent entry point into the world of American Express cards. With a low annual fee of SAR 230.00 and an APR of 40.61%, this card offers 1 Membership Rewards Point for every USD spent, making it an attractive option for budget-conscious individuals.
American Express Business Credit Card
- Rewards Points per USD: 1
- Annual Fee: USD 120.00
- APR (%): N/A
- Special Features: Expense management tools, access to 1,300+ airport lounges
Catering to the needs of businesses, the American Express Business Credit Card is a valuable asset. It provides 1 Membership Rewards Point per USD spent and comes equipped with essential expense management tools. The annual fee is a reasonable USD 120.00, making it an excellent choice for entrepreneurs.
American Express Platinum Credit Card
- Rewards Points per USD: 1
- Annual Fee: USD 276.00
- APR (%): 41.45
- Special Features: Platinum privileges, access to 1,300+ airport lounges
The American Express Platinum Credit Card delivers a world of privileges, including 1 Membership Rewards Point per USD spent and access to over 1,300 airport lounges globally. With an annual fee of USD 276.00 and an APR of 41.45%, this card caters to those who seek luxury and convenience.
Income Requirements: Are You Eligible?
To embark on your journey with American Express in Saudi Arabia, it’s crucial to meet the income requirements for your chosen card. Applicants must submit their latest three months’ bank statements and a Salary Certificate. The monthly income requirement starts at SAR 5,000 for the American Express Blue Card, with varying thresholds for other cards. Keep in mind that eligibility criteria may differ for Saudi citizens and expatriates, ensuring tailored financial assessments for each group.
How to Apply: The Simple Steps to Card Ownership
Securing your American Express card in Saudi Arabia is a straightforward process. Follow these simple steps:
- Visit the American Express website here.
- Enter your basic information, including iqama and contact details.
- Verify your identity using your Nafath account.
- Provide your employment and income details.
- Select the desired card that suits your needs.
- E-sign the application.
- Upload the required documents to complete the application process.
It’s as easy as that! Your American Express card is just a few clicks away, offering you a world of financial empowerment and convenience.
American Express offers a versatile array of charge and credit cards in Saudi Arabia, each meticulously designed to cater to unique financial requirements and diverse lifestyles. Whether you seek the discipline and premium benefits of a charge card or the flexibility and rewards of a credit card, American Express has the perfect solution for you. With accessible application processes and varying income eligibility criteria, obtaining an American Express card in Saudi Arabia is your gateway to financial convenience and empowerment.
