In the ever-evolving landscape of credit cards, it’s crucial to stay updated on the latest offerings to make an informed decision that suits your financial needs and lifestyle. If you’re in Saudi Arabia and on the lookout for a new credit card, you’re in luck. Welcome to our comprehensive guide to SAB (Saudi Awwal Bank, formerly known as SABB and Alawwal Bank) credit cards in 2024. We’ve meticulously analyzed and compared the key features of these cards, so you can effortlessly identify the one that aligns with your preferences. Whether you seek lucrative rewards, low fees, or exclusive travel perks, we’ve got all the details you need to choose wisely.
The Array of SAB Credit Cards
Let’s dive straight into the diverse range of SAB credit cards available in 2024. Each card comes with its own set of benefits and features, catering to a wide spectrum of financial preferences:
1. Visa Signature
Annual Fee (SAR): 546.25
Rewards Program: ICSAB+ points
Lounge Access: Yes
Supplementary Cards: Up to 5 free
Special Offers: Exclusive Offers, Concierge
2. Emirates Visa Signature
Annual Fee (SAR): 862.50
Rewards Program: Skywards Miles
Lounge Access: Yes
Supplementary Cards: Up to 5 free
Special Offers: Exclusive Offers, Concierge
3. Mastercard World
Annual Fee (SAR): 1,150
Rewards Program: ICSAB+ points
Lounge Access: Yes
Supplementary Cards: Up to 5 free
Special Offers: Exclusive Offers
4. ALFURSAN Mastercard World
Annual Fee (SAR): 1,092.50
Rewards Program: ALFURSAN Miles
Lounge Access: Yes
Supplementary Cards: Up to 5 free
Special Offers: Exclusive Alfursan Reward Miles Program
5. Advance Visa Platinum
Annual Fee: Free
Rewards Program: ICSAB+ points
Lounge Access: Yes
Supplementary Cards: Up to 5 free
Special Offers: Exclusive Offers
6. Platinum Mastercard
Annual Fee (SAR): 460
Rewards Program: ICSAB+ points
Lounge Access: Yes
Supplementary Cards: Up to 5 free
Special Offers: Exclusive Offers
7. Platinum Visa
Annual Fee (SAR): 460
Rewards Program: ICSAB+ points
Lounge Access: Yes
Supplementary Cards: Up to 5 free
Special Offers: Exclusive Offers
8. Qitaf Platinum Mastercard
Annual Fee (SAR): 517.50
Rewards Program: Qitaf points
Lounge Access: Yes
Supplementary Cards: Up to 5 free
Special Offers: Golden Tamayuz Membership Rewards Program
9. Mastercard Titanium
Annual Fee (SAR): 258.75
Rewards Program: ICSAB+ points
Lounge Access: Yes
Supplementary Cards: Up to 5 free
Special Offers: Exclusive Offers
A Closer Look at Select SAB Credit Cards
Now, let’s explore some of the standout features of a few selected SAB credit cards, helping you gain a deeper understanding of their offerings and benefits:
SAB Visa Signature Credit Card
Annual Fee: SAR 546.25 (waived for Premier customers)
Benefits: This card provides access to visa concierge services, international medical and travel assistance, and comprehensive travel insurance, making it an excellent choice for avid travelers.
SAB Emirates Visa Signature Credit Card
Annual Fee: SAR 862.50 for the first year (waived for Premier customers)
Benefits: With a slightly higher annual fee, this card includes the Visa Concierge service and adds comprehensive travel and medical insurance, particularly appealing to frequent flyers, especially those traveling with Emirates, thanks to the opportunity to earn Skywards Miles.
SAB Mastercard World Credit Card
Annual Fee: SAR 1,150 for the first year (free for Premier customers)
Benefits: This card offers the ICSAB+ rewards program, enabling you to earn points for your purchases and activities. Additionally, it provides valuable travel insurance coverage.
SAB ALFURSAN Mastercard World Credit Card
Annual Fee: SAR 1,092.50
Benefits: This card offers the attractive proposition of earning 1 ALFURSAN Mile for every SAR 3 spent, making it a lucrative deal for ALFURSAN members. It also comes with standard credit protection and international travel insurance.
SAB Advance Visa Platinum Credit Card
Annual Fee: Free
Benefits: With no annual fee, this card is a cost-effective choice that still offers rewards through the ICSAB+ program, making it a solid entry-level option for those looking to build their credit.
SAB Platinum Mastercard Credit Card
Annual Fee: SAR 460
Benefits: Balancing a moderate annual fee with the ICSAB+ program, this card allows you to earn points for your purchases and activities, offering a well-rounded financial solution.
SAB Platinum Visa Credit Card
Annual Fee: SAR 460
Benefits: This card offers peace of mind with purchase protection and international medical and travel assistance, ensuring you’re covered wherever you go.
SAB Qitaf Mastercard Platinum Credit Card
Annual Fee: SAR 517.50 (free for the first year)
Benefits: With this card, you can earn 1 Qitaf point for every SAR 20 spent domestically and 1 point for every SAR 10 spent internationally, making it an excellent choice for those who prefer to accumulate Qitaf points and redeem them across a vast network of partners.
SAB Mastercard Titanium Credit Card
Annual Fee: SAR 258.75
Benefits: Offering a low annual fee and the ICSAB+ rewards program, this card enables you to earn points on your purchases and activities, making it a cost-effective yet rewarding option.
Common Features of SAB Bank Credit Cards
While each SAB credit card has its unique features, there are several common attributes that run across the board, enhancing the overall value of these cards:
Monthly Percentage Rate (MPR)
The Monthly Percentage Rate (MPR) for SAB Bank credit cards typically ranges from 3% to 3.25%. This variability in MPR allows for manageable repayments, accommodating various financial situations and preferences.
Payment Flexibility
All SAB credit cards offer payment flexibility options. You can choose to pay either 5% or 100% of your outstanding balance, providing the flexibility needed to align with your financial circumstances.
Supplementary Cards
Each SAB credit card allows you to obtain up to 5 supplementary cards for your family members. This feature ensures that your loved ones can also enjoy the benefits and privileges of SAB Bank credit cards.
Protection
SAB Bank prioritizes the safety and security of its cardholders. Hence, each credit card comes with a range of protection benefits, including:
- Credit Protection: Safeguarding your financial well-being.
- International Travel and Medical Insurance: Ensuring peace of mind during your journeys.
- Extended Warranty: Extending the lifespan of your purchases.
- Purchase Protection: Shielding your acquisitions from unforeseen mishaps.
SAB Bank – Your Ideal Credit Card Partner
SAB Bank offers a diverse selection of credit cards designed to cater to every lifestyle. Whether you’re a globe-trotter, a frequent flyer with specific airlines, or simply someone who enjoys earning rewards on your everyday spending, SAB Bank has a credit card tailored just for you.
By carefully considering the annual fees, rewards programs, and additional perks offered by these credit cards, customers can select the one that perfectly aligns with their financial habits and lifestyle preferences. With SAB Bank’s impressive credit card lineup, you can effortlessly manage your finances and enjoy the benefits of modern banking.
